Drive Now Auto Credit sued over vehicle repossession

A Beach Park resident is suing over allegations his vehicle was wrongly repossessed.

Larry D. House filed a lawsuit Dec. 3 in the Cook County Circuit Court against Drive Now Auto Credit Co. Inc. and Equitable Services Inc., citing wrongful repossession, common law fraud, conversion and violations of the Fair Debt Collection Practices and the Illinois Consumer Fraud and Deceptive Business Practices acts.

According to the complaint, House purchased a vehicle in March 2012 and entered into a retail installment sale contract assigned to Drive Now. He claims he made regular payments to Drive Now that totaled more than 30 percent of the total payments due.

In September 2013, the suit states, Drive Now entered into an oral contract with House to change the due dates of his future monthly payments. House alleges that Drive Now contacted Equitable Services and requested it to repossess his automobile.

House contends the defendant did not give him written notice within three days of the repossession as required by Illinois law and did not give provide written notice of his right of redemption pursuant to the Illinois Commercial Code.

He is seeking compensatory and punitive damages and is being represented by Joshua M. Feagans and Kristin N. Stone of Griffin Williams LLP.

Cook County Circuit Court Case No. 2013L013727.

This is a report on a civil lawsuit filed at the Cook County Courthouse. The details in this report come from an original complaint filed by a plaintiff. Please note that a complaint represents an accusation by a private individual, not the government. It is not an indication of guilt, and it represents only one side of the story.