Class action: PNC Bank allegedly failed to honor free banking offer

By Jenie Mallari-Torres | Dec 17, 2018

CHICAGO – A class action lawsuit accuses PNC Bank of charging for services for an allegedly free banking plan.

Simon Kennedy-Rose and Third Force Negotiation LLC filed a complaint individually and on behalf of all others similarly situated on Dec. 4 in Cook County Circuit Court against PNC Bank NA, alleging breach of contract, violation of the Illinois Consumer Fraud and Deceptive Businesses Practices Act and common law fraud.

According to the complaint, Kennedy-Rose opened a personal checking account with PNC in Chicago in 2013. The suit states he is the majority owner and managing member of Third Force Negotiation.

He alleges he relied on the defendant's representations that the account was free banking and had no monthly fees. He alleges beginning in September 2014, the account was enrolled to receive several services that included fees, resulting $22 worth of charges monthly. He alleges he contacted the defendant and had the services removed, but the services were reinstated in 2016.

The plaintiffs allege the defendant failed to honor its offer and provide free banking to them as promised, and added services to their account that were not part of the original account agreement.

The plaintiffs request a trial by jury and seek judgment against defendants, actual and punitive damages, attorney fees, litigation costs, expenses, interest and further relief. They are represented by David B. Levin of Law Offices of Todd M. Friedman PC in Northbrook.

Cook County Circuit Court case number 18-CH-15093

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Circuit Court of Cook County Law Offices of Todd M. Friedman, PC PNC Financial Services Group

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