Credit bureau Experian has been hit with a class action lawsuit accusing it of continuing to report consumer debts that have been discharged through bankruptcy.
The suit, filed March 26 in Cook County Circuit Court alleges that Experian Information Solutions Inc. has violated the federal Fair Credit Reporting Act by issuing erroneous consumer reports.
Plaintiffs Angelica Bueno, of Hickory Hills, and Yvonne Bryant, of Chicago, claim that Experian has wrongfully reported legally discharged debts as due and owing, disregarding their rights and statutory obligations. The complaint alleges that the credit bureau has negligently failed to employ reasonable procedures to ensure maximum possible accuracy in its consumer reports.
The plaintiffs seek to expand the action to include potentially tens of thousands of other plaintiffs throughout the U.S.
The plaintiffs are seeking injunctive relief, actual damages, statutory damages, and punitive damages for the alleged systematic issuance of inaccurate consumer reports. They argue that these inaccuracies impair the efficiency of the banking system and undermine public confidence.
The plaintiffs are represented by attorney Mehak Rizvi, of Scottsdale, Arizona.